Melinda has spent more than 20 years in financial services, family legacy planning, and federal retirement education.

Through Just Call Melinda, Melinda helps federal and postal employees understand their benefits, identify what may be missing, and make confident retirement decisions.

Her career has always centered around helping people make important financial decisions with greater clarity.

Over the years, that work evolved into a deep focus on federal retirement planning.

Since 2011, Melinda has worked with federal and postal employees who often come to her feeling overwhelmed by FERS, TSP, Social Security, survivor benefits, insurance choices, and retirement income decisions.

Her strength is making complicated information easier to understand. Instead of overwhelming clients with more numbers, she helps them see how the pieces work together so they can make informed decisions about the retirement they want to build.

Melinda helps clients understand and plan for:

• FERS pension and retirement date planning

• TSP retirement income planning

• Social Security and FERS Supplement timing

• FEGLI, life insurance, and survivor benefit decisions

• Retirement income and protection strategies

• Legacy and family protection planning

The Just Call Melinda Difference

Federal retirement planning should not feel overwhelming, confusing, or intimidating. Melinda’s approach is personal, clear, and focused on helping you understand your choices before you make them.

Because retirement is not just about the numbers.

It is about knowing what you have, what you may be missing, and feeling confident about the life you are building after federal or postal service.