Take a positive step

Optimize Your FERS Retirement In

3 Simple Steps.

Uncover the Keys to Financial Success in Your FERS Retirement with Three Essential Steps. Maximize Your Benefits, Secure Your Finances, and Embrace a Prosperous Retirement Journey!

Here Are The Steps

The 3 Simple Steps To Create

Your Ideal FERS Retirement

The Three Simple Steps To Optimize Your FERS Retirement

STEP 1

Book Your FERS Discovery Call

Schedule Your Personalized Discovery Call Today for Expert Guidance and Insight into Your Federal Retirement.

STEP 2

Optimize All Your

Benefits

Unlock the Full Spectrum of Your Benefits – A Comprehensive Approach to Optimizing Your Financial Well-being and Securing a Brighter Future.

STEP 3

Create Your Ideal

Retirement

A Tailored Approach to Creating the Ideal Post-Career Life. Discover Personalized Strategies for Financial Security, Fulfillment, and Peace of Mind.

Retirement Clarity CallClick here

As An Addition...

This is What You Will Receive

How It Works...

A FERS Retirement Pension Analysis Report

Your customized report will provide a visual side-by-side comparison based on when you want to retire versus an optimized monthly pension annuity projection so you can make a thoughtful retirement decision when locking in your future monthly annuity income.

A FEGLI Employee Analysis

Report

Your personalized report detailing your current death benefits based on what coverages you have: Basic Life, Options A, B and/or C plus project the rising costs of keeping some options into retirement. Together, we will discover how to achieve peace of mind for yourself and your loved ones with thoughtful estate planning strategies regardless of your marital status during our family and legacy planning discussion.

A Thrift Savings Plan (TSP) Educational Report

This report will showcase the recent performance of each individual fund and the Lifecycle funds, discuss how TSP works, Traditional and Roth options and highlight the historical data to show how to optimize the TSP during your career and retirement savings and accumulation years.

BONUS #1

A personalized Estimated

Income Worksheet

This comes with up to 3 customized GROSS monthly annuity income projections
ALL DONE FOR YOU.
These estimates are based on three projected retirement ages, your estimated High-3 average salary, and your years of creditable service in order to created your ideal retirement monthly annuity income plan.

BONUS #2

A Personalized Estimated Deduction Worksheet

Along with our offerings, we present you with a personalized Estimated Deduction Worksheet. This is tailored to your specific situation, showcasing precisely the NET retirement income you can anticipate based on your current expenses and lifestyle. It's a personalized roadmap to help you align your retirement goals with your financial reality.

BONUS #3

A Debt Reduction

Review

If you find yourself grappling with more than $10k in credit card or personal loan debt, we offer an additional perk: a complimentary assessment and worksheet as the third bonus. This tool will help you navigate and manage this debt, allowing you to focus on securing your retirement and future financial stability.

Schedule your consultation today and let's get started on your path to a prosperous retirement!

Retirement Clarity CallClick here

Meet Melinda

"My goal is simple: I want federal and postal employees to understand the incredible benefits they have, what they’re might be missing, and how to create an ideal retirement plan that gives them confidence, and peace of mind for the rest of their lives.”

— Melinda Chase, Just Call Melinda

Helping Federal & Postal Employees Retire With Clarity, Confidence, and Lifetime Income

Melinda has spent over 20 years in financial services, family legacy planning, and federal retirement education.

Through Just Call Melinda, she helps federal and postal employees understand their benefits, optimize their pension annuity, and create a retirement income plan designed to support the lifestyle they have worked so hard to build.

Her career began at The Royal Bank of Scotland, where she helped small business owners save money on credit card processing fees. She later worked in funeral planning, where she learned the importance of preparing for the future, protecting loved ones, and making thoughtful financial decisions before life makes them for you.

In 2011, Melinda began working with federal and postal employees and quickly saw a major problem: too many people were approaching retirement without fully understanding their benefits, pension options, insurance choices, or income strategy.

Today, Melinda is passionate about helping her clients avoid costly mistakes, stop guessing, and make confident retirement decisions. She has a gift for taking complex federal retirement concepts and making them simple, clear, and personal.

Her goal is to help every client create a retirement plan that provides income they can count on, protection for the people they love, and peace of mind for the years ahead.

Melinda helps clients understand and plan for:

FERS pension projection
The Best Retirement Date
A TSP retirement income planning
Social Security and FERS Supplement timing
FEGLI and life insurance reviews
Survivor benefit decisions
Tax-efficient income strategies
Guaranteed lifetime income options
Legacy and family protection planning
Retirement lifestyle planning

The Just Call Melinda Difference

Melinda does not believe federal retirement planning should feel overwhelming, confusing, or intimidating. Her approach is personal, clear, and focused on helping you make decisions with confidence.

Because retirement is not just about the numbers.

It is about knowing you will be more than okay when you leave federal or postal service.