Discover the hidden advantages of the Federal Employees Retirement System (FERS) and ensure you're not missing out on valuable supplemental coverages.

Empower your retirement financial future as a Federal or Postal employee today!

Get To REALLY Know Your Benefits.

How I Help

Receive Clarity on

Your FERS Benefits

As a FERS employee, you have access to some of the greatest employee and supplemental benefits on the planet.

But are you really taking advantage of them? 

Don't navigate the complexities retirement alone and risk settling for less. With the right guidance, you can transcend the confusion and claim the prosperous retirement you've rightfully earned.

With the FedWealth Maximizer easy 3-step process, you can start planning today for your retirement and enjoy the benefits of tax-free retirement income later.


Together, we will discover your magic retirement monthly income number, at the optimal age you pick that will create and support your future ideal retirement lifestyle.


Unlock the secrets to maximizing your earnings!

Ensure you're not missing out on hidden treasures or wasting money on unnecessary benefits while you're still on the job.

Optimize Your Tax-Free Retirement Now

A TAX-FREE RETIREMENT DOES NOT MAGICALLY HAPPEN BECAUSE YOU RETIRED!

Don't let increasing future taxes eat away at your future retirement savings - you must plan for

tax-free retirement income.

Too many FERS employees wait right until retirement time to see what their monthly retirement annuities will look like.

Unfortunately, this often leads to a rude awakening when they discover how much of their monthly retirement income will be reduced because of taxes and other deductions.

Let's work together to uncover every benefit and tax-free retirement income opportunities you qualify for while you are working. Pave the way for a retirement that's not only stress-free, but also tax-free.

With an optimized retirement income and insurance protection plans, you can enjoy the retirement lifestyle you deserve without the burden of worrying about excessive taxes rising in the future.

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Take a moment and imagine what your ideal retirement lifestyle might look like: beach strolls, new cruise destinations and adventures, or a year without an alarm clock. What's your vision?

Whatever you see for your retirement lifestyle, it's time to make it a reality.

I am deeply invested in making sure you retire with every penny you qualify for and deserve. As your personal FERS retirement guide, I can help you unlock the full potential of your benefits and retirement. It starts with your personal and custom FEDWealth Benefit & Retirement Review.

Let's shatter the myths, lies and misconceptions and unleash the true power of your federal benefits. Together, we will create a tailored plan for your maximized income, ensuring a successful and ideal retirement lifestyle.

I Can't Wait to Connect Soon!

I can't wait to help you discover your ideal retirement!

Hi, I'm Melinda. I have helped thousands of federal government and postal service employees who find it challenging and frustrating searching for information to understand their federal benefits and figure out how much money they will have in retirement.

For over 11 years, I've assisted FERS employees on their retirement journey. Many who delay planning often realize too late that they've lost out on thousands, even hundreds of thousands, over their career.

After dedicating 20, 30, or even 40 years to your career, imagine discovering you've unknowingly lost money every two weeks because of an incorrect benefit code.

Don't let a lack of understanding about your benefits cost you. Book a call with me and together, we'll ensure you're optimizing every benefit throughout your working years.


Click here for a short story about Maria* and her $50,000 healthcare plan code mistake that I uncovered and corrected for her!


Every employee's personal financial situation is different so you can’t copy what your co-worker is doing. Retirement is not a one size fits all approach, so what works for them may not be the best solution for you or your family.


Everyone has different needs, wants, goals and desires for their families and their retirement.

AND I CAN’T WAIT to help you discover what you want for your ideal retirement lifestyle!


*Not the client's real name.

Do You Have Similar Questions?

Recently, a dual-doctor couple employed at the Veterans Administration, found absolute clarity in making crucial retirement decisions they were facing during their exclusive FEDWealth sessions.

Both are FERS employees, and will retire at different ages, with different years of service, with different High-3 salaries and different retirement dates.

If doctors have questions like these, then please do not hesitate to ask your questions and gain the clarity you need too!

  • Is there a big difference financially in retiring end of this year or end of next year?

  • I think I have 5x my salary for FEGLI life insurance. Do I continue that, or will that stop after I retire?

  • We have Long Term Care through the VA – can I continue after retirement?

  • If I decide to retire before the age of 60, do I need to defer my pension until I’m 62?

  • TSP…how long can I leave it without taking money out?

  • I carry the healthcare for my family. How does that work if I retire at 62, but my wife and kids are still on the plan?

  • What happens when I turn 65 with my healthcare plan?

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